Legal Disclaimer

TERMS OF USE
Agency Administrators, Inc. operates this Web site (hereafter ‘Site’) from its offices within the United States of America. This Site, and all information contained therein, is intended solely for use within the United States of America. Agency Administrators, Inc. does not represent that the information in this Site is appropriate or available for use in other locations, and access from certain locations may be strictly prohibited. Use of this is at will and all users are responsible for compliance with all applicable local laws. The laws of the State of Connecticut, U.S.A., will govern any claims relating to the information contained on this Site. All users (hereafter ‘User’) of this Site agreed to be bound by the terms of use.

Agency Administrators, Inc. makes no representation as to the accuracy or reliability of any information, content or advertisements contained on, distributed through, or linked, downloaded or accessed from the Site, except as otherwise expressly stated in any applicable agreement. User ac-
knowledges that any reliance upon any service, product, or material shall be at User’s sole risk, except as otherwise required by applicable law. Agency Administrators, Inc. reserves the right, in its sole discretion and without any obligation, to correct any error or omission in any portion of any service, product, or material.

NOTICE OF RISK
Agency Administrators, Inc. does not sell or broker any insurance products. Agency Administrators, Inc. provides administrative and/or management services to independent insurance agencies and acts on behalf of those agencies for the purpose of selling or brokering such insurance products. When User sells or broker any insurance products through insurance companies or carriers. User is doing business with those insurance companies or carriers and not with Agency Administrators, Inc. Agency Administrators, Inc. cannot require User to purchase insurance from a particular insurance company. Prior to selling or brokering any insurance products, User should compare information obtained from two or more insurance companies or carriers. User has the right to obtain insurance from the insurance company or carrier of User’s choice.

TRADEMARKS
Any and all trademarks, logos, service marks, brands or product names used by and/or identified as belonging to Agency Administrators, Inc. are the property of Agency Administrators, Inc. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademarks displayed on the Site without the permission of Agency Administrators, Inc. or such third party that may own any trademark displayed on the Site. The misuse of the trademarks displayed on the Site, or any other content on the Site, is strictly prohibited.

LIMITATION OF LIABILITY
IN NO EVENT WILL AGENCY ADMINISTRATORS, INC. OR OTHER THIRD PARTIES MENTIONED AT THIS SITE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOST PROFITS, LOST DATA OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE, INABILITY TO USE, OR THE RESULTS OF USE OF THIS SITE, ANY WEBSITES LINKED TO THIS SITE, OR THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH SITES, WHETHER BASED ON WARRANTY, CONTRACT, TORT OR ANY OTHER LEGAL THEORY AND WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF YOUR USE OF THE MATERIALS OR INFORMATION FROM THIS SITE RESULTS IN THE NEED FOR SERVICING, REPAIR OR CORRECTION OF EQUIPMENT OR DATA, YOU ASSUME ALL COSTS THEREOF. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

ELECTRONIC AUTHENTICATION OR SIGNATURE; ELECTRONIC RECORD
Agency Administrators, Inc. may, in its discretion and if applicable, utilize Electronic Signatures in lieu of written signatures. An Electronic Signature may be comprised of alpha and/or numerical characters. An Electronic Signature affixed to or contained in any Electronic Record shall be sufficient to verify the originating party and to evidence such party’s acceptance of and agreement to be bound by the terms and conditions of such Electronic Record. Neither party shall disclose to any unauthorized person the confidential Electronic Signatures of the other party.

ENFORCEABILITY OF ELECTRONIC SIGNATURES AND SIGNED DOCUMENTS:
An Electronic Signature used by Agency Administrators, Inc. or any User of this Site shall be considered in connection with any contemplated trans-
action to be a “writing” or “in writing” and shall be considered as authenticated by an Electronic Signature. Any Electronic Record containing an Electronic Signature shall be deemed for all purposes (a) to have been “signed” and (b) to constitute an “original” when printed from Electronic Records established and maintained by Agency Administrators, Inc. or its authorized agents in the normal course of business. User agrees not to contest the authorization for, or validity or enforceability of, Electronic Records and Signed Documents, or the admissibility of copies thereof, under any applicable law relating to whether certain agreements, files or electronic records are to be in writing (documentary form) or signed by the party to be bound thereby. Electronic Records and Signed Documents, if introduced as evidence on paper in any judicial, or other proceedings, will be admissible to the same extent and under the same conditions as other documentary business records. Upon Agency Administrators, Inc. written request, User agrees to manually sign or place User’s signature on any paper original of any Electronic Record or Signed Document Key provides to User containing User’s purported Electronic Signature.

LINKED INTERNET WEBSITES
Agency Administrators, Inc. has provided internet links for User convenience. Agency Administrators, Inc. does not endorse or accept responsibility for any such website. Further, Agency Administrators, Inc. makes no representations about any website User may access through this Site. Any website linked to this Site is independent from Agency Administrators, Inc., and as such, Agency Administrators, Inc. has no control over the products, services, materials or other information contained in or available through these third-party websites. The quality and dependability of these third-party websites may vary as they are updated or altered. Access to any other websites linked to this Site is at the User’s own risk.

CHANGE IN WEB SITE RULES
Agency Administrators, Inc. reserves the right to makes changes to the Terms of Use, and to any other portion of this Site, at any time. Notice of change will be provided only if required by applicable law.